Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

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Better Safe Than Sorry: Knowing When to Call in an Electrician

by

Larry Winter

If you are experiencing electrical problems in your home and you are not sure whether you need to call for the help of a certified electrician, the general rule of thumb is to seek professional help whenever you feel that the job is too complicated or dangerous for you to handle by yourself.

Here are some common electrical glitches that can spell disaster if proper and timely repairs are not made by the right person:

Sometimes a floor lamp or other electrical device that does not turn on is the result of a shorted out wall outlet. Before you can arrive at this conclusion and call an electrician, there are several things to check first.

[youtube]http://www.youtube.com/watch?v=FyfD19gZKQk[/youtube]

Inspect the cord of the appliance to make sure that it is intact. It is easy to damage an electrical cord and produce a short if it is run over and damaged by the brushes of your vacuum cleaner.

Check the prongs of the plug. Make sure they are straight and that they make a solid connection to the wall outlet. If they are crooked, use some pliers to bend them straight again.

Use an electrical tester to check if the outlet has power. If it does not, check the circuit box for a blown circuit.

It is easy to tell if a circuit has popped. The switch will be in the centre position and will feel loose when jiggled. Flipping it back to the on position usually solves the problem, but sometimes it can pop again. If it does, do not flip it back on again yet. Check to see if there are too many electrical devices on the circuit and unplug any unnecessary ones.

If the same circuit pops continually, this can be the sign of a serious electrical problem. It is best to call a certified electrician rather than messing about with your wiring. He will repair the problem and may suggest installing an additional circuit if your appliances continually cause overloads.

Most light flickers are caused by bulbs that are loose or about to burn out, especially if they are the old-style, incandescent-type ones. Try tightening the bulb first. If this does not solve the problem, you may have a short circuit somewhere in the wiring. An electrical problem of this sort is dangerous and should only be repaired by a professional.

If you must constantly replace light bulbs in certain areas of your house before they reach their expected lifespan or if some light bulbs suddenly grow dim or excessively bright, you may have a bad main neutral connection. A problem of this type is destructive to all electrical appliances and will get progressively worse. You must call an experienced electrician immediately.

Brought to you by Larry Winter, he recommends Mr. Electric 2446 Bank St Ottawa, ON K1V 1A8? Towngate Shopping Mall (613) 232-0800 for professional electrician in Ottawa.

ottawa.mrelectric.com

Article Source:

ArticleRich.com

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Bucharest to be ‘rebranded’ for 800 million euro

Wednesday, March 2, 2005

Bucharest, Romania — The city centre of Bucharest, the capital of Romania, is set to get a major facelift due to a real estate project called Esplanada (The Esplanade), which will be constructed by TriGranit Development Corporation. The total investment in the project will be greater than 800 million euro and aims to build a modern commercial pedestrian area in downtown Bucharest, with several shopping malls, office buildings, hotels and dwellings. It will be the largest real estate program in Romania since the fall of Communism in 1989.

Bucharest is currently looking at possibilities to improve its appearance and rebrand itself as a lively, creative and vibrant city. Many initiatives have sprung up to improve the city, including the organisation of CowParade later this year. Additionally, the old town centre will be restored. Due to Romania’s current economic boom, several other major construction projects are taking place.

Bucharest City Hall has blocked traffic in the city center due both to the old town restoration and to the Esplanada project.

Retrieved from “https://en.wikinews.org/w/index.php?title=Bucharest_to_be_%27rebranded%27_for_800_million_euro&oldid=715662”

Scientology protest group celebrates founder’s birthday worldwide

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Scientology protest group celebrates founder’s birthday worldwide
Author: Admin Posted under: Uncategorized
 Correction — March 19, 2008 The next protest is scheduled for April 12, 2008. The article below states April 18 which is incorrect. 

Saturday, March 15, 2008

The Internet group Anonymous today held further protests critical of the Church of Scientology.

The global protests started in Australia where several hundred protesters gathered at different locations for peaceful protests.

In a global speech, the Internet protest movement said Scientology “betrayed the trust of its members, [had] taken their money, their rights, and at times their very lives.” The protesters welcomed the public interest their protests have led to, and claimed they witnessed “an unprecedented flood of Scientologists [joining] us across the world to testify about these abuses.” The group said it would continue with monthly actions.

In a press statement from its European headquarters, Scientology accused the anonymous protesters of “hate speech and hate crimes”, alleging that security measures were necessary because of death threats and bomb threats. This also makes the Church want to “identify members” of the group it brands as “cyber-terrorists”.

Wikinews had correspondents in a number of protest locations to report on the events.

Anonymous states that the next protest is scheduled to take place on April 18, which happens to be the birthday of Suri, the daughter of Tom and Katie Cruise.

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Paris Hilton mocks John McCain presidential ad

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Paris Hilton mocks John McCain presidential ad
Author: Admin Posted under: Uncategorized

Wednesday, August 6, 2008

American celebutante and businesswoman Paris Hilton has bashed a recent presidential campaign ad by 2008 U.S. presidential hopeful John McCain in which he compared his rival Barack Obama to celebrities such as Hilton and Britney Spears. In McCain’s TV ad, it was stated that Obama was “the biggest celebrity in the world.”

Hilton recorded and uploaded a video to comedy website Funny or Die, in which she mocked McCain by calling him a “wrinkly white-haired guy.”

“Hey America. I am Paris Hilton, and I am a celebrity too,” she states at the beginning of the video, but not before images of the Star Wars character Yoda and the cast of The Golden Girls are paraded across the screen apparently comparing the characters to McCain.

“Only I am not from the olden days, and I am not promising change like ‘that other guy’. I’m just hot,” remarked Hilton, adding, “I guess I am running for president,” since McCain’s TV ad showed her.

McCain’s advertisement, released early this week, states, “Is the biggest celebrity in the world ready to help your family?” According to the Boston Globe and video displayed on its website, the narrator then points out that “the real Obama promises higher taxes, more government spending. So, fewer jobs.”

Bill Burton, a spokesman for Obama, responded to the ad: “Is the biggest proponent of George Bush’s tired, failed policies ready to bring about change? Another day brings another dishonest attack from John McCain. While Senator McCain knows that Senator Obama has proposed cutting taxes for 95% of American families, what he’s not telling us is that he wants to give $4 billion in tax breaks to the oil companies, continue giving tax breaks to corporations that ship our job overseas, and provide no direct tax relief for more than 100 million middle-class families.”

Hilton appears in good spirits in her video and even thanks McCain for endorsing her. “So thanks for the endorsement white-haired dude. And I want America to know, that I am like totally ready to lead.”

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Ontario investigators search for the body of Victoria Stafford

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Ontario investigators search for the body of Victoria Stafford
Author: Admin Posted under: Uncategorized

Thursday, May 28, 2009

Police forensic investigators in Canada continue the search for the body of eight-year-old Victoria Stafford, whom they now believe was murdered on the same day she was abducted, April 8, 2009 from her Woodstock, Ontario school.

Counselors have been providing support to students at Oliver Stephens Public School.

There have been two arrests made, one for the first-degree murder and abduction of Tori Stafford and the other person has been charged with being an accessory and abduction. The next court appearance is May 28.

Police and neighbours say that the parents of Tori may have been familiar with at least one of the abductors.

The search continues for the body of Tori as well as the rear seat of a vehicle connected with the abduction. The search area is around Guelph, and Fergus north east of Woodstock.

Police are seeking information about a blue 2003 four-door Honda which is believed to be blue with black spray paint on large portions of it. Investigators believe it to have been in the Home Depot parking lot in Guelph on the evening of April 8, the day of the abduction.

The grey cloth covered back seat from the above vehicle is missing and police are seeking to recover it. Police have been combing rural areas and scouring lake bottoms in the hopes of turning up more evidence.

“We continue to receive information on all different parts of the investigation and each piece of lead or tip, if you will, is being investigated as far as it can take us,” said Laurie-Anne Maitland, an Oxford Community Police Constable. “If I were her parent I would want to have that ounce of hope too until I knew 100 per cent. I think it’s the nature [of people to hope for] one possible little miracle … and it’s not [possible].”

Woodstock, the home town of Tori is located in the county of Oxford, and the search has spread out to the neighbouring county of Wellington. The city of Guelph is located about 42 miles (68 km) to the north east, and Fergus which is north of Guelph is about 57 miles (92 km) from Woodstock.

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Wikinews interviews Joe Schriner, Independent U.S. presidential candidate

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Wikinews interviews Joe Schriner, Independent U.S. presidential candidate
Author: Admin Posted under: Uncategorized

Saturday, April 17, 2010

Journalist, counselor, painter, and US 2012 Presidential candidate Joe Schriner of Cleveland, Ohio took some time to discuss his campaign with Wikinews in an interview.

Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.

Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.

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Canada’s Defence Minister visits Canadian troops in Afghanistan

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Canada’s Defence Minister visits Canadian troops in Afghanistan
Author: Admin Posted under: Uncategorized

Wednesday, August 30, 2006

As public opinion wavers over Canada’s involvement in Afghanistan, Defence minister Gordon O’Connor made an appearance to shore up support among the troops for the Afghan mission.

O’Connor disembarked a Canadian Forces Hercules C-130 transport plane dressed in full desert battle fatigues and boots, and was greeted by Lieut.-Gen. Michel Gauthier at Canada’s base on Kandahar airfield. “I’m here on this visit to get three perspectives – One is what’s happening on the ground here. The other in Kabul for what’s happening on the national level, and then I’m going to Pakistan for the international perspective.”

The minister’s visit comes as a surge of violence is sweeping across southern Afghanistan. Military casualties have run high since August 3rd, claiming the lives of eight Canadian troops, one British soldier and many more civilians. Much of the violence comes at the hands of suicide bomb attacks against resupply convoys amid growing frustration at the presence of foreign troops in Afghan territory. In the hours before O’Connor’s arrival another suicide bomber targeted a Canadian convoy, killing two civilians and injuring a third.

Military officials took the opportunity to highlight concerns for the troops on the ground who are complaining of poor equipment, vehicles and accommodation.

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Essential Tips For Choosing Outdoor Tiles

Author: Admin Posted under: Quarry Products

In fact, many people choose outdoor quarry tiles owing to their strength and durability.

• These tiles are naturally stained and slip-resistant naturally. Based on how you place and design the tiles, you can achieve a contemporary look with them. • The quarry tiles are fired at a high temperature which means that they can absorb more water than other types of tiles. • When installed with good grout, they make for one of the best options for outdoor spaces like porches and patios.• Since they are man-made, there is uniformity in appearance as compared to other tiles.• You can also create your pizza baking stone outdoors with quarry tiles. Isn’t that great?

There are few other things that you should keep in mind when getting tiles for outdoors. When someone enters your home, it is the outer space that creates the first impression. When you are busy creating perfect aesthetics for your interiors, don’t ignore the exteriors.

Let’s have a look at some tips for choosing outdoor tiles:

• Take a note of the surroundings

You should first consider the house’s surroundings and keep a check on the temperature fluctuations around the place. Choose an outdoor tile design that has material favourable for the local climate. Never choose tiles that remain cold during colder times and heat up during warm temperatures.

• Have clarityThere is a huge variety when it comes to outdoor tiles, and it can be confusing to choose the best one. You need to focus on how you wish to utilize the outdoor space. Once you get this clarity, it will make the choice of a pattern of the right outdoor tiles easier. While some people wish to keep it simple, others might be looking for something over the top and lavish.

• The coating on the tilesOutdoor tiles are vulnerable to accidents. Frost or wetness on the tiles can lead to severe injuries to you and your family members. Thus, you should also choose tiles that are frost and skid-resistant in nature. The finishing of the outdoor tiles should be a little rough as compared to indoor tiles that are smooth. This will help in preventing accidents. Try to stay away from polished tiles.

• Go creative with coloursOnce you have decided on the pattern and coating of the tiles, the next thing to decide is the colour. Colours play a crucial role as they can give a great look to your outdoors. You should be careful about the colours you choose. The outdoor tiles should neither look too simple that they don’t strike an impression at all nor should they be too gaudy.

• Personal touchYour home is an extension of your personality, and hence every element should have your personal touch. While the above-mentioned factors are important, don’t forget to give your personal touch as the outdoors are also a part of your dcor theme. You can also go for different tiles for different areas of the outdoor space based on the needs of a particular area.

Theoutdoor quarry tiles are one of the best options for your porches and patios. You can also explore other options for outdoor space and choose the best one suiting your needs.

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Observing the 2012 Human Trafficking Awareness Day in the US, and wider world

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Observing the 2012 Human Trafficking Awareness Day in the US, and wider world
Author: Admin Posted under: Uncategorized

Friday, January 13, 2012

This week US citizens observed National Human Trafficking Awareness Day through acts of education, legislation, and enforcement; whilst, around the world, other people highlighted or tackled this global problem in their own countries.

According to an annual report on human trafficking released by the US State Department in June last year, 27 million men, women and children are exploited through human trafficking. Worldwide, at least two million children are estimated to be trafficked victims of the sex trade; and, in military conflicts, it is not uncommon for children to be forced to bear arms. In releasing the report last year, Secretary of State Hillary Clinton highlighted the importance of international cooperation in addressing trafficking, and cultural issues associated with it.

Under the United Nations’ Palermo Protocols, human trafficking encompasses cases where victims are born into slavery, forcibly transported for exploitation, consented to work with a trafficker, and/or were forced to participate in criminal activities. The Protocols also recognize the unique status and rights of children.

Reports from across the United States show a number of communities taking local action to solve, or otherwise highlight, this global problem.

In Southern California, Sister Caritas Foster is an advocate for the area’s victims of human trafficking. Commenting on the area’s involvement, she stated: “We in the San Francisco Bay Area are one of the largest receiving areas with our borders and coasts”. For over four years, Foster has worked on educating the public on human trafficking, speaking to civic and religious groups and describing the power traffickers hold over their victims through vivid accounts of situations trafficked individuals find themselves in. Many have no idea where they are located, suffer under the constant threat of deportation, and most often lack the language abilities to seek help.

Los Angeles politician Don Knabe said human trafficking was not a distant problem but one that hits close to home. As the county supervisor overseeing the fourth district in Los Angeles County, Knabe cited figures from the Probation Department showing 84 percent of arrests of children on prostitution charges in 2010 were in his district; he believes the overall problem for the county is much larger, and wants the Probation Department to establish a special unit dedicated to sexually exploited minors.

Northward in Seattle, Washington, members of the King County Sheriff’s department realized that law enforcement had to deal supportively with the symptoms of human trafficking — rather than putting victims in jail. This gave birth to the “Genesis Project” where sheriff’s deputies offer potential victims of trafficking a comfortable safe haven with amenities for 24 hours, and put them in touch with social services for counselling, job training, and education advice.

Politicians from several states have sought to address the connection between tourism and human trafficking; Indiana’s state Senate unanimously passed a human trafficking bill on Tuesday morning. Current legislation only considered forced marriage and prostitution as human trafficking; loopholes in the existing laws allowed some forms of human trafficking to escape prosecution. Lawmakers in the state hope to toughen their human trafficking laws, and have new legislation on the statute books in time for the Super Bowl, due to be held in Indianapolis on February 5. The just-passed bill now goes to the House for approval.

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Also on Tuesday, lawmakers from Hawaii held a special hearing on human trafficking. Kathryn Xian, of Pacific Alliance to Stop Slavery, says traffickers capitalize on the state’s tourist-based economy. She introduced a package of seven bills she says will help prevent human trafficking in the state.

At a national level, the US government continues to work abroad on the issue of trafficking; Luis CdeBaca, a special ambassador for human trafficking, is working with Myanmar, commonly known as Burma, as the country seeks to improve diplomatic relations with the United States. Myanmar was identified by the US State Department as having one of the worst records of forced labor, and as a country that lacks necessary laws to curb human trafficking.

Although National Human Trafficking Awareness Day is a US-based effort to recognise, and highlight, this issue — as a topic of global concern being highlighted through the United Nations, others around the world continue efforts to increase public awareness and tackle trafficking.

Forty-six women from the international group Operation Mobilization sought to raise awareness by climbing Tanzania’s Mount Kilimanjaro. The summit is called “Uhuru Peak”, with Uhuru meaning “freedom” in Swahili. Each of the non-professional climbers raised US$10,000 to help those affected by human trafficking.

In the Middle East, several countries are reported to have problems with human traffickers recruiting unemployed gay Kenyan men to become sex slaves. Saudi Arabia and Qatar are supposedly the more-common destination countries into which Kenyans are lured with offers of high-paying jobs. However, in the United Arab Emirates — where no law prohibits trafficking, but homosexuality is illegal — the problem is compounded.

Enforcement of existing laws, and acting against trafficking, are seen as key steps in reducing the activity. Showing that no country is unaffected, Northern Ireland police are currently investigating five sex trafficking cases; and, on Monday, Filipino police rescued fifteen women following a tip-off regarding women recruited, and being held, prior to being sent to work abroad.

In the Northern Ireland situation, Detective Superintendent Philip Marshall stated that fifteen men are to be contacted, suspected of having paid for sex with trafficked women. Identifying victims within the UK, or victims seeking help, is becoming more challenging with the sex industry having switched to using hotel rooms as-opposed to street corners. Many victims of trafficking are found to be unaware of where within the country they are.

In the Philippines situation, Zamboanga City police are still seeking the recruiter of the fifteen women rescued in Rio Hondo.

A range of complexities are involved in the sentencing of both those convicted of human trafficking, and their victims. In one Canadian case, 43-year-old Hungarian Lajos Domotor pled guilty to trafficking men and women into forced labor. Following being charged with conspiracy to commit human trafficking, he developed terminal stomach cancer and has been given a 10 to 15 percent chance of living five years.

In the UK, officials are seeking to detect exploitation prior to sentencing — as a counter to the high number of foreign women in jails, frequently having been victims of trafficking. One in seven women prisoners across England and Wales are foreign, with the primary offenses being drug or immigration-related. A report into the issue recommends sentencing decisions should consider the role of women, and of coercion, in such cases.

Artists also have a special role to play in the education and awareness of the public. The first opera about sex trafficking will premiere in Liverpool, England, on March 7. Anya17 was composed by Adam Gorb with a libretto written by Ben Kaye. Performers will come from Manchester’s Royal Northern College of Music and the Royal Liverpool Philharmonic contemporary music ensemble 10/10. Funding for the production was provided in part by the United Nations.

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