Professional Concrete Repair Cincinnati

byphineasgray

For unique Patios Installation Cincinnati companies are the experts. New and existing homeowners, usually have a lot of ideas they want to share with their designer. Home improvement jobs can be very expensive and very time consuming. Many homes are not built with the additional luxuries such as swimming pools, sunroofs or patios. However, many homeowners take it upon themselves to add their own patios to their home. It can be very costly to get new patios installed. There are so many supplies and materials to buy. Some homeowners choose to install their own patios, in an attempt to save money on labor charges. This is not a really good idea for several reasons. When some people take on a large building project, they don’t realize how much dedicated time it takes to complete a major task.

Building or installing anything is time consuming and very hard work. Many people have one or two jobs, and they barely have extra time for themselves. When some projects are started, they must be completed within a set time frame or all materials could become useless, due to rain, snow or other weather conditions. Even if individuals need to repair a few broken or cracked places in their driveway or sidewalk, they should consider hiring a company that specializes in professional Concrete Repair Cincinnati licensed and bonded.

Concrete repair can be simple, if only a small area need to be filled or repaired. A job this small can probably be done as a do it yourself project. This is what most people do, for jobs that are too small to need the attention of a licensed concrete repair company. Usually ready mix concrete, a wheel barrow, mixing tool and some water is all most people need to get the job done. For years people have been beautifying their home by adding additional rooms and other building features to their home. These added attractions can dramatically increase the value of the home, the property and the neighborhood. Hiring a professional Concrete Repair Cincinnati repair company can save homeowners a lot of money in damages.

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News briefs:May 07, 2010
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Woman gives birth to octuplets

Tuesday, January 27, 2009

A Californian woman has given birth to eight children in five minutes.

The unidentified woman, who had the children by Caesarean section, is only the second recorded woman to deliver live octuplets in the United States. She had two girls and six boys, each weighing between 1lb 8oz (680g) and 3lb 4ozs (1.47 kg), at the Kaiser Permanante Medical Center in Bellflower, southern California.

Staff at the center had expected seven babies and were surprised when an eighth was found after the rest were delivered. The children will be kept in incubators for their first six weeks. Their mother is said to be planning to breastfeed them all.

The only other set of octuplets to be delivered alive were born to Nkem Chukwu and Iyke Louis Udobi in Houston, Texas in December 1998. Their smallest child — born at 11oz — died of respiratory failure at age one week. The remaining seven children have just recently turned ten years old.

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Evangelist Kent Hovind’s tax trial begins

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Evangelist Kent Hovind’s tax trial begins
Author: Admin Posted under: Uncategorized

Saturday, October 21, 2006

Evangelist Kent Hovind and his wife, Jo, are trying to convince a federal jury that their money from video and amusement park admission sales belong to God and cannot be taxed. The trial began at United States District Court for the Northern District of Florida on Tuesday October 18, 2006 after twelve jury members and two alternates were selected to decide on the 58 federal courts against Hovind and his wife. The trial was expected to take at least two weeks to complete with the prosecution hoping to rest its case Tuesday, but a defense attorney became ill and the Judge delayed the trial until October 30th.

Hovind is a Young Earth creationist who does many speaking engagements and debates. He also sells videos giving a pro-creationism perspective, which he receives income for. Hovind, who calls himself “Dr. Dino”, received a Ph.D in “Christian education” from the unaccredited correspondence school Patriot Bible University in 1991.

Prosecutor Michelle Heldmeyer said from 1999 to March 2004, the Hovinds took in more than $5 million. Heldmeyer charged Hovind on 12 counts for failing to pay about $470,000 in federal income, Social Security and Medicare taxes for his ministry employees between March 31, 2001, and Jan. 31, 2004. Counts 13 through 57 include Hovind’s wife for making 45 transactions in a little more than a year, sometimes taking out as much as $9,500 at a time. Banks are required to report cash withdrawals that exceed $10,000.

In count 58 against Kent includes filing a frivolous lawsuit against the IRS, demanding damages for criminal trespass, filing an injunction against an IRS agent, making threats against investigators and those cooperating with the investigation, and filing false complaints against the IRS for false arrest, excessive use of force and theft.

In July with his attorney, Public Defender Kafahni Nkrumah, Hovind stated that he did not recognize the government’s right to try him on tax-fraud charges.

This is not the first time Hovind has found himself in legal trouble. In 2002 he refused to get a $50.00 building permit for his Dinosaur Adventure Land, and after three years of legal battles the court ruled that he get a permit or the building would be razed. The park, which depicts dinosaurs as coexisting with humans in the last 6-4,000 years with the more recent “dinosaurs” being the Loch Ness monster, is reportedly open after Hovind paid for the permit and fines totaling $10,402.64.

More directly, M.C. Powe, an IRS officer who investigates people who have unpaid tax returns or unpaid tax liabilities, testified at Hovind’s current trial on October, 19, 2006 that she first attempted to collect taxes from the Hovinds in 1996. She noted Hovind tried several “bullying tactics” that included suing her at least three times. These resulted in each case being thrown out.

Wikisource has original text related to this article:

Assistant U.S. Attorney Benjamin Beard handled Hovind’s bankruptcy in 1996 testified on Wednesday that in 1996 after Hovind’s vehicles were seized by the IRS, he filed under the Chapter 13 “wage-earner plan,” available only to those who have a regular source of income. However, Hovind wrote that he had no form of income, that he rejected his Social Security number and that his employer was God, Beard testified.

In a 2005 affidavit, the Hovinds argue that Social Security is essentially a “Ponzi scheme.” The Hovinds referred to the United States Government as “the ‘bankrupt’ corporate government” and said they were renouncing their United States citizenship and Social Security numbers to become “a natural citizen of ‘America’ and a natural sojourner.”

Wikisource has original text related to this article:

On Thursday an employee of AmSouth Bank explained that the Currency Transaction Reports requires the bank to report any time a cash amount of $10,000 or more is withdrawn or deposited. This employee noted that various records demonstreated Jo Hovind had made transactions up to $15,000 at a time.

Also on Thursday Hovind’s former neighbor testified regarding Hovind’s purchasing of her Palafox Street home. On the stand she said Hovind paid her $30,000 in cash as part of the $155,000 sale.

In this week’s trial two of Hovind’s workers testified in federal court that they didn’t consider where they worked to be a church. In court Hovind maintains he does not have to pay the taxes because his employees were “volunteers,” “missionaries” or “ministers” and his business was a ministry.

However, Brian Popp, Hovind’s employee for at least eight years, said he considered himself a minister at the time of his employment, but said Hovind’s ministry isn’t a church. Popp also testified that Hovind knew about the bank’s requirement to report transactions over $10,000 and said it was “not safe to carry large sums of cash.”

Further, Popp said Hovind told his workers not to accept mail addressed to “KENT HOVIND” because Hovind told the workers the government created a corporation in his “all-caps name” and if the mail was accepted, Hovind claimed, it would be accepting the responsibilities associated with that corporation.

Diane P. Cooksey, served as a sales representative for the ministry from January 2003 to June 2005, and said Hovind expected to pay her own taxes. Cooksey said, “He explained what his belief was, right up front in the interview, that I would pay my own taxes.” As told’s worker, she received $10 an hour in a weekly paycheck, punched a time clock, was given 10 paid vacation days a year, and considered herself an employee, not a missionary as a few others called themselves.

The IRS raided Hovind’s Dinosaur Adventure Land in April 2004, after which Hovind required his employees to sign nondisclosure agreements. “I was uncomfortable signing it, I guess, because of not having a full understanding,” Cooksey said.

Rebekah Horton, vice president of the unaccredited Pensacola Christian College, took the stand on the second day of the trial and testified that “We know the Scriptures do not promote (tax evasion)”. “It’s against Scripture teaching.”

Horton was given a videotape in the mid 1990s from a woman who worked for Hovind. The video contained “another evangelist advocating tax evasion,” Horton explained. The woman who gave the tape to Horton claimed Hovind’s philosophy as “You were giving a gift with your work, and they were giving a gift back to you.”

Pensacola Christian College decided to disallow its students from working with Hovind’s Creation Science Evangelism and reported Hovind’s scheme to the IRS.

On Friday, attorney David Charles Gibbs testified that Hovind claimed he had no obligation to pay employee income taxes and explained with “a great deal of bravado” how he had “beat the tax system.” Gibbs is an attorney with the Gibbs Law Firm, also is affiliated with the Christian Law Association, a nonprofit organization founded by his father that offers free legal help to churches nationwide in a suburb of St. Petersburg, Florida. Gibbs attended the Marcus Pointe Baptist Church when Hovind was a guest speaker at the church on October 17, 2004. Hovind invited Gibbs and others to Hovind’s home for pizza and soda.

Gibbs testified they talked for many hours, and Hovind “tried to stress to me that he was like the pope and this was like the Vatican.” Also Gibbs explained Hovind also told him he preferred to deal in cash because “dealing with cash there is no way to trace it, so it wasn’t taxable.”

Wikisource has original text related to this article:

Later on Friday, Special IRS Agent Scott Schneider took up the remainder of the day and is expected to resume Monday. Schneider told the jury his investigation revealed that Hovind “hadn’t filed tax returns ever, to my knowledge.”

Hovind tried suing the IRS and Schneider several times to avoid providing information required by the IRS. Each filing was thrown out by the judges.

Schneider’s discussed documents seized during the 2004 raid of Hovind’s property. These documents, Schneider explained, indicated Hovind ran his ministry as a business with “meticulous” payroll documents and a time clock employees had to punch in and out.

In the raid cash was found “all over the place.” Ultimately, $42,000 in cash was seized along with half-dozen guns (including a SKS semiautomatic) at the Hovinds’ home.

The Pensacola News Journal noted that “in one memo, Jo Hovind informed her daughter, who works at the park, that her pay would be docked $10 for talking too long on the telephone when she should have been working.”

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Home Equity Loans With Bad Credit: Why Bankruptcy Is Ignored

Author: Admin Posted under: Finance

Home Equity Loans with Bad Credit: Why Bankruptcy is Ignored

by

Mary D Wise

Finding funds to alleviate financial pressures can be extremely difficult when bad credit is in the equation. But even when banks are not willing to take a risk on lending large sums of money, there is a source of collateral that can outweigh all their concerns – your home. In fact, getting home equity loan with bad credit is almost too certain.

[youtube]http://www.youtube.com/watch?v=X7l1CCd8Ga4[/youtube]

With bad credit in the mix, this should not be the case. But the value of the equity tied up in a home is much greater than the figure calculated at the time. Of all the forms of security that can be offered as part of a loan application, equity is the most accepted. So much so, in fact, that even with a history of bankruptcy, an applicant can be approved. What this means is that homeowners have the greatest potential to secure funds at any time, thanks to the home equity loans that are available. So, financial hardship can be quickly and effectively dealt with. Equity Loans Explained The basic concept is simple. Each time a homeowner makes a repayment on their existing mortgage loan, the balance reduces. A payment effectively buys back that share of the house value and because ownership (equity) increases, a home equity loan with bad credit becomes possible. For example, if a home was purchased with a mortgage worth $200,000 a decade ago, then 10 years of repayments will have seen perhaps $75,000 of the mortgage paid off. That means an equity of $75,000 exists. If the value of the home has increased in the meantime (say to $250,000) then that adds to the equity value too, increasing it to $125,000. So, even with a history of bankruptcy, the homeowner owns something that can provide security for a home equity loan of $125,000. And because of the enduring value of property, the security is, literally, as safe as houses. Why Bankruptcy Does Not Matter We would expect that a bankruptcy ruling would have a definite influence over any application for a large sum loan. But even with a home equity loan with bad credit such rulings have no effect on applications. This is because lenders treat land and property very differently from other forms of security. The fact is that buildings and land never depreciate. The market value may slip, for example during a recession, but the value is certain to increase again as the markets recover. When compared against other items typically used as security, it is clear to see why even a history of bankruptcy should be null and void in any assessment. A car, for example, can age and become worthless, while jewelry is subject to the markets and to fashions – gold is just not valuable as it once was. There is a sense of temporary about these items, but land and buildings are permanent fixtures, making home equity loans a safe investment. Finding the Right Lender The task of finding the right lender, with the best loan terms is made easy by the growth in online lenders – even for home equity loan with bad credit. Generally, they charge the lowest interest rates. But caution is advised with online lenders, and it is important that they are checked out with the Better Business Bureau. When an applicant has a history of bankruptcy, it may be better to meet and discuss options with a mortgage lender. They can usually offer a good overall loan package, and have the contacts to get the best terms. But with a home equity loan from any lender, approval should be almost certain.

Mary Wise is a certified loan consultant who helps people get approved for

Guaranteed Bad Credit Personal Loans

and

Bad Credit Mortgage Loans

. To get help with your financial situation you can visit her at

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Article Source:

Home Equity Loans with Bad Credit: Why Bankruptcy is Ignored

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‘Homer Simpson’ contributes to U.S. presidential candidate Buddy Roemer

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‘Homer Simpson’ contributes to U.S. presidential candidate Buddy Roemer
Author: Admin Posted under: Uncategorized

Monday, October 17, 2011

The Huffington Post reported Friday that U.S. presidential candidate Buddy Roemer received a $25 campaign donation from an individual listed as ‘Homer Simpson’; the same name as the main character of the long running animated television series The Simpsons. Along with the name, the donor also shares the cartoon character’s place of residence and employment. He claims to live at 742 Evergreen Terrace, and to work as Safety Inspector at Springfield Nuclear Power Plant.

The Huff Post discovered the July 31 donation while analyzing Roemer’s Federal Election Commission records. After being notified, Roemer’s campaign manager, Carlos Sierra, responded “Oh my God. That is too funny”. He added that the campaign uses “one of the best accountants in the business,” and that he would personally find out who actually made the donation. Sierra noted that “we do not accept anonymous donations”.

Roemer, who previously served as a member of the House of Representatives (1981–1988) and Governor of Louisiana (1988–1992), has been running for the Republican Party’s presidential nomination since earlier this year. However, he has failed to receive invitations to any presidential debates.

Roemer, who recently expressed his support for the Occupy Wall Street protests, has focused his campaign on finance reform, and has limited individual contributions to $100. In the third quarter of 2011, he raised $138,000.

Wikinews contacted Carlos Sierra yesterday for an update on the matter. He explained, “I reached out to the individual and he was very apologetic. I have the correct information now and will turn it over to our compliance officer.”

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Four Boy Scouts killed in Iowa tornado

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Four Boy Scouts killed in Iowa tornado
Author: Admin Posted under: Uncategorized

Thursday, June 12, 2008

A major storm suspected to be a tornado has reportedly killed four Boy Scouts camping at the Little Sioux Scout Ranch in Little Sioux, Iowa. Roughly ninety-five Scouts aged thirteen to eighteen and twenty-five adult staff members were believed to be camping at the time the alarm was raised. Most of the scouts were from Omaha-Metro Area, including Omaha and Bellevue, Nebraska and Council Bluffs, Iowa. It is believed that the scouts had as little as twelve minutes to seek shelter from the time the alarm began to the time the storm hit. Early reports stated that thirty to forty scouts had been injured, that number was later reduced to twenty.

A spokesman for the Boy Scouts of America‘s Mid American Council, the region in which the camp was situated, has stated that the storm activated sirens but she couldn’t confirm whether the scouts were staying in tents or buildings.

The Scouts were participating in a training exercise at the 1,800 acre ranch roughly 40 miles northeast of Omaha. Julie Tack, a spokesperson for Iowa Homeland Security, stated that the camp was littered with debris and downed tree branches after being struck by a tornado at or around 7:00 PM Central Daylight Time. Tack went on to say that a search and rescue team had been deployed to the area.

Camp counselors have stated that they were aware of the possibilities that storm was coming and they had heard the tornado sirens going off. There was no underground shelter for the scouts, however they had shelters designated and emergency plans had been discussed the first day of camp. Officials said most of the boys were on a hike when storms moved in.

A camp staff member said that many scouts were injured when a fireplace in one of the shelters collapsed. Most of the injured scouts were treated at hospitals in Sioux City and Missouri Valley, Iowa. Six scouts were brought to the Missouri Valley hospital, most treated for minor injuries and broken bones. One scout suffered a broken hip and was transferred to Creighton University Medical Center in Omaha.

Mercy Medical Center, in Sioux City, have reported two patients arriving by helicopter at 8:13 PM with a third arriving by ambulance. A fourth patient arrived later, again by helicopter. A spokesman for the hospital said the victims are all juveniles and all have serious injuries. Mercy does not expect to receive more camp victims. The names of the victims have not been released.

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Importance Of Body Image And Self Esteem

Author: Admin Posted under: Cosmetic Surgery

By Kya Grace

There is a close link between body image – the way you feel about your physical appearance – and self esteem – how much you value yourself. According to research, the fitter you are, the better is your body image and resultantly, higher is your self esteem. This link and correlation is more pronounced in the case of people in their early teens, since at that age you are more concerned and perturbed about the way others see you.

It is important to note that self esteem is not something that is permanent and cannot be changed. Studies have shown that the level of self esteem in people changes depending on the age group that a person belongs to and also the external factors – media images, criticizing peer or colleagues – that one is exposed to. Since self-esteem is not set in stone, it can be altered, resulting in a marked difference in one’s personal as well as professional life. One of the most potent ways of building greater self-esteem is to feel confident about the way you look and feel about your physical appearance – your body image.

Since body image is your perception about your physical appearance, it can be positive or negative. A positive body image brings with it self-confidence and self-worth, thus having positive ramifications for your self-esteem. A positive body image implies that you are comfortable with yourself. Having such a healthy attitude helps you become more outgoing, developing friendships and being able to challenge yourself mentally as well as physically. On the other hand, if you have a negative body image, it translates into feelings of anxiety and emotional distress, which has a detrimental effect on your self-esteem. Body image is manifested through one’s body language. The way people react to your body language and image, reinforces your self-esteem – positively or negatively.

[youtube]http://www.youtube.com/watch?v=HMZVN5kzgKw[/youtube]

It has been argued that in the case of inherently good-looking people, a positive body image is a given. However, this may not be the case, since a body image is one’s perception and that may deviate from reality. Thus, body image is a matter of consideration for all, even if we may not be consciously thinking about it.

There are certain ways in which you can influence your body image. Regular exercise and a good diet helps raise the energy levels in the body, resulting in stronger bones and a glowing skin, thus shaping a positive body image. Research has shown that psychological health is closely tied to physiological well being. During exercise and regular workouts, the body releases endorphins and other associated chemicals, which are believed to be ‘mood-lifters’. Moreover, physical activity helps in slowing down the aging process, making you look as well as feel younger by many years.

Thus, regular exercise plays a major role in lowering stress levels and anxiety. This will result in a more confident demeanor, a sense of true happiness, piece of mind and satisfaction. Fitness and exercise represent the path leading to a positive body image, thus helping you arrive at the destination of high self esteem.

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Source:

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Lobby groups oppose plans for EU copyright extension

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Lobby groups oppose plans for EU copyright extension
Author: Admin Posted under: Uncategorized

Tuesday, February 26, 2008

The European Commission currently has proposals on the table to extend performers’ copyright terms. Described by Professor Martin Kretschmer as the “Beatles Extension Act”, the proposed measure would extend copyright from 50 to 95 years after recording. A vast number of classical tracks are at stake; the copyright on recordings from the fifties and early sixties is nearing its expiration date, after which it would normally enter the public domain or become ‘public property’. E.U. Commissioner for the Internal Market and Services Charlie McCreevy is proposing this extension, and if the other relevant Directorate Generales (Information Society, Consumers, Culture, Trade, Competition, etc.) agree with the proposal, it will be sent to the European Parliament.

Wikinews contacted Erik Josefsson, European Affairs Coordinator for the Electronic Frontier Foundation (E.F.F.), who invited us to Brussels, the heart of E.U. policy making, to discuss this new proposal and its implications. Expecting an office interview, we arrived to discover that the event was a party and meetup conveniently coinciding with FOSDEM 2008 (the Free and Open source Software Developers’ European Meeting). The meetup was in a sprawling city centre apartment festooned with E.F.F. flags and looked to be a party that would go on into the early hours of the morning with copious food and drink on tap. As more people showed up for the event it turned out that it was a truly international crowd, with guests from all over Europe.

Eddan Katz, the new International Affairs Director of the E.F.F., had come over from the U.S. to connect to the European E.F.F. network, and he gladly took part in our interview. Eddan Katz explained that the Electronic Frontier Foundation is “A non-profit organisation working to protect civil liberties and freedoms online. The E.F.F. has fought for information privacy rights online, in relation to both the government and companies who, with insufficient transparency, collect, aggregate and make abuse of information about individuals.” Another major focus of their advocacy is intellectual property, said Eddan: “The E.F.F. represents what would be the public interest, those parts of society that don’t have a concentration of power, that the private interests do have in terms of lobbying.”

Becky Hogge, Executive Director of the U.K.’s Open Rights Group (O.R.G.), joined our discussion as well. “The goals of the Open Rights Group are very simple: we speak up whenever we see civil, consumer or human rights being affected by the poor implementation or the poor regulation of new technologies,” Becky summarised. “In that sense, people call us -I mean the E.F.F. has been around, in internet years, since the beginning of time- but the Open Rights Group is often called the British E.F.F.

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Transport for London wins first Anti-Social Behaviour Order against graffiti vandal

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Transport for London wins first Anti-Social Behaviour Order against graffiti vandal
Author: Admin Posted under: Uncategorized

Tuesday, September 25, 2007

Billy Murrell, a persistent graffiti vandal from South East London, has become the first recipient of an Anti-Social Behaviour Order (Asbo) granted to Transport for London (TfL) by Greenwich Magistrates. The civil order also bans him from the top deck of buses throughout England and Wales for three years.

Murrell, a 17-year-old from Plumstead, has a history of convictions for criminal damage on public transport, including vandalising a Tube carriage in Brixton station and for damaging buses and other public property using marker pens.

This is Transport for London’s first Anti-Social Behaviour Order against a graffiti vandal — TfL was granted the power to apply for Asbos by the Home Secretary in September 2006.

The Anti-Social Behaviour Order was issued at Greenwich Magistrates Court on 12 September and also bans him from carrying any permanent marker pens or any glass cutting equipment on London Underground, railway property or any other transport provider’s property.

Metropolitan and Transport police have been made aware of Murrell’s Asbo, and have distributed his photo.

In detail, Murrell is prohibited from:

  • Entering any depot, siding or other part of London Underground property or railway property or any transport providers property which is not expressly open to the public whether on payment or otherwise throughout England and Wales
  • Carrying the following articles, in any area specified (above) or in any public place, namely any form of unset paint in any form of container, any form of permanent marker pen, any form of shoe dye or permanent ink in any form of container, any form of paint stripper in any form of container, any form of grinding stone, glass cutting equipment, glass etching solution or paste, throughout England and Wales
  • Aiding, abetting, counselling or encourage any person who was attempting or committing any form of unlawful damage towards any property not belonging to or under the direct authorised control of the defendant throughout England and Wales
  • Travelling on the top deck of the any public transport bus within England and Wales

If without reasonable excuse the defendant does anything which he is prohibited from doing by this order, he shall be liable to a detention and training order, which has a maximum term of 24 months – 12 months of which is custodial and 12 months in the community

Upon turning 18 he will be liable to imprisonment up to five years.

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