Foreclosed Properties Not Just For Investors

By Adam Masterson

The biggest draw for a foreclosed property is the price usually, it is up to 50% off the market value. This is a great way to find a new home, and you will more than likely be able to find exactly what you are looking for. But while you are at it, why not look into foreclosed properties as well? Like the old saying goes, it never hurts to look. This is a great choice for home owners especially if they are looking to own their very first home.

1. Bidding On Foreclosed Properties

[youtube]http://www.youtube.com/watch?v=3i4SXO_LFio[/youtube]

Although popular among investors, theres no reason why you cant bid on a foreclosed home with the intention to live inside it. They have found that they can buy foreclosed properties at a discount, and then sell them back to the public as a way of making a large profit. But just because investors buy a lot of foreclosed properties does not mean that ordinary people cannot buy them as well. In fact, whether you are an investor or not has no bearing on the process of buying foreclosed properties. Everybody that wants to buy one of these homes has to follow the same rules. In other words, investors do not get preferential treatment.

2. Not Just For Investors

Even if you are not an investor, you will still want to think like one. By doing this you will be able to keep pace with them, and afford yourself the same opportunity that they have of buying a foreclosed property. When you are trying to keep up with investors you will want to make sure that you are using the same tools as them. This means getting yourself a top notch list that shows you all of the foreclosed properties in your area. If you are working off the same list as the investors, the playing field is completely even.

3. Don’t Overlook The Savings

Foreclosure properties are more often than not overlooked completely by home owners because they believe the property will be run-down or in a state of disrepair. While in many cases this is true, if you are willing to do a little fixing-up of the property you can make a big profit, and with those funds, put a down payment on an even nicer home. Or, you might be able to purchase lots of appliances with the money you save.

About the Author: For more great foreclosure related articles and resources check out

foreclosureinformer.info

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byAlma Abell

If you are interested in owning designer handbags, there are a few things that you need to know, before you buy designer handbags in New York City. There are many women who make the mistake of assuming that they have to pay the high costs that designer boutiques charge for the handbags. That is not the case at all. There is no reason to spend a fortune on a purse that you are going to use the same way that you would use a bag that you bout at an outlet store. You need to be smart with your money and consider buying your designer handbags from a second hand store like A Second Chance Designer Resale Boutique.

Before you are able to Buy Designer Handbags in New York City at A Second Chance Designer Resale Boutique, the bags are authenticated to ensure that they are the real deal. No one wants to buy a knockoff purse and the company takes the time to ensure that each and every purse they sell is the true bag that it is claimed to be. This will give you peace of mind that you are investing in a bag that has value and not a cheap imitation of the bag that you want.

There is no need to feel reluctant about buying the designer bags in used condition. Many people take very good care of their designer bags so there is no need to worry that the bag will be in poor condition or fall apart without minutes of buying it. The bags are thoroughly inspected to be sure that they are in good condition, before putting out for sale. No one will know that you bought the bags second hand and you will be able to use the money that you save to buy other things that are of importance to you. There are many times when designer bags are more affordable than people think that they are and someone will never be able to tell that you paid so little for the bag, when they see it on your arm or shoulder.

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Half of Europe’s flights could take off Monday, EU says

Monday, April 19, 2010

Approximate depicition of the ash cloud at 18:00 UTC on 19 April 2010. The current forecasts were updated at the London Volcanic Ash Advisory Centre’s website (Met Office, UK).
Approximate depiction of the ash cloud at 18:00 UTC on 17 April 2010. The current forecasts are updated at the London Volcanic Ash Advisory Centre’s website (Met Office, UK).
Closed airspace (red) and partially closed airspace (orange) on 18 April 2010. Iceland’s airspace remained relatively unaffected.

The European Union presidency says that air traffic over Europe could return to about 50 percent of its normal level on Monday, if weather forecasts confirm that skies over the continent are clearing of volcanic ash.

European transportation ministers from countries affected by the ash from the Eyjafjallajökull volcano in Iceland began spewing into the sky last week will meet on Monday by video conference in an effort to reopen closed airspace.

The volcanic ash has brought chaos to the region — canceling most trans-Atlantic and European flights and leaving thousands of airline passengers stranded for days, as well as disrupting commerce.

European Transport Commissioner Siim Kallas says Europe has never experienced a transportation disruption like this and that officials need to take action to get things moving again. “This is clear also, that this is not sustainable. So we cannot go ahead and just wait until the ash cloud will disappear,” he said.

Kallas says Monday’s meeting will try to find a technological solution to the flight disruption, but he stressed that safety considerations will come first. “It is clear that safety is our first and utmost priority, so we cannot compromise with safety. But we are working based on new evidence about test flights, how to assess the situation and how to find solutions to increase air space without compromising safety,” he said.

Spanish Secretary of State for E.U. Affairs Diego López Garrido says the ash cloud over Europe is moving to the northeast, which could clear half of the air space over the continent. “Probably there will be half of the European Union territory influenced by this ash cloud. And from this perspective, the forecast is that there will be half of the flights possibly operating in Europe,” he said.

But the United Kingdom, Germany, Ireland and the Netherlands say their airspace will remain closed for much of Monday. However, Air travel in Southern Europe — including Spain, southern Italy, Greece, and Turkey — remains open.

Meteorologists say conditions over Europe were unstable on Sunday and that shifting winds made air travel dangerous. They also note that the irregular eruptions from the Icelandic volcano, which continues to spew ash into the sky, is adding to the unpredictability of the situation.

One expert, Guy Gratton, who is head of the Facility for Airborne Atmospheric Measurements at Cranfield University in the UK, took a flight on Thursday and noted “It’s still quite a complex mixture of clear air and very worrying but invisible volcanic ash at all sorts of heights.”

Some of his colleagues made a flight on Sunday and noticed in certain locations, “quite high concentrations of ash.” Gratton added, “I suspect it’s going to be a few days yet before it’s safe to fly.” Volcanic ash consists of rock, glass and other particles that can stall aircraft engines.

KLM said it flew four planes in a normal pattern above 3,000 meters from Amsterdam to Dusseldorf on Sunday. The airline’s pilots said they did not encounter residue from the ash cloud and that jetliners were not damaged. Lufthansa flew 10 empty planes from Frankfurt to Munich on Saturday without incident, and Air France flew several successful test flights. British Airways also flew a test flight.

Some aviation officials have criticized the airline shutdowns, arguing that they were based solely on computer models. Air Berlin chief Joachim Hunold was quoted on Sunday by German media as saying that no one has yet sent weather balloons into the atmosphere to collect data on the volcanic ash.

Analysts say airlines are losing about $200 million a day because of the European and trans-Atlantic shutdowns.

The last major disruption to European aviation followed the September 11 attacks on the United States almost a decade ago. U.S. airspace was closed for three days and European airlines canceled all trans-Atlantic flights.

Meanwhile, the British government is considering the possibility of sending in the Royal Navy to help ferry the stranded. Currently, officials are seeing what military and commercial vessels are possibly available to be deployed.

The volcano, Eyjafjallajökull, in southeastern Iceland began erupting on Wednesday, for the second time in a month, after being dormant for nearly 200 years.

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Ransomware attack hits over 200 US companies, forces Swedish grocery chain to close

Monday, July 5, 2021

On Friday, a ransomware attack which initially targeted software company Kaseya spread to over 200 companies in the US through Kaseya’s network management software. Huntress Labs, a cybersecurity company, alleged the attack was carried out by REvil, a Russia-based ransomware group. Kaseya told its customers to stop using its services when it learned of the attack.

According to NBC News, the ransomware first spread to about 40 of Kaseya’s customers, which are mainly companies that manage Internet services for their customers, some of which manage them for thousands of companies. John Hammond, a security researcher at Huntress Labs, said that “It’s reasonable to think this could potentially be impacting thousands of small businesses”. Kaseya notified its customers of the attack on Friday afternoon and warned them to stop using its services immediately.

Business Insider reported REvil is a Russian-based organization which provides ransomware-as-a-service. BleepingComputer reported receiving a sample of the ransomware used in REvil’s attacks and says that they demand USD five million for the ransomed files to be decrypted, though it is unknown if every victim received a demand for that same amount. Fabian Wosar, Chief Technical Offier (CTO) at the Emsisoft security firm, said affected customers had received demands for USD 44,999.

Swedish grocery chain Coop was also affected by the attack, and had to close all 800 of its stores because its checkout tills could not process payments due to the ransomware. Speaking to Swedish Television, Therese Knapp, a Coop spokesperson, said “We have been troubleshooting and restoring all night, but have communicated that we will need to keep the stores closed today”. Swedish company Visma Esscom, which manages servers for businesses, was using Kaseya software, according to Reuters. Railway services in Sweden were also disrupted.

On Saturday, US President Joe Biden directed intelligence agencies to investigate who was behind the attack. He said that “we’re not certain” who is behind the attack, adding “[t]he initial thinking was it was not the Russian government but we’re not sure yet”. The US Cybersecurity and Infrastructure Security Agency stated that it is “taking action to understand and address the recent supply-chain ransomware attack”.

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Home Improvement For Everyone: That Means You

Submitted by: Rose Ybarra

You’ve loved living in your apartment; it’s convenient to your job, and it’s easy to maintain. However, your bachelor days are gone, you have a family, and you’re finally financially ready for something bigger meaning a house. You’ve notified your landlord that you’ll be moving out on such and such date, and in the meantime you’re actively looking for your dream home.

After an extensive search, you’ve finally found the perfect house for you and your family regardless of home improvement needs. You’ve now moved out of that apartment (funny how it seems so cramped now in comparison to your new home!) and are in the process of getting settled.

You’ve never had to do much work on a home before, or any place that you lived. At your old place, if you noticed a sink was leaking, or there was a crack in the wall, it was up to your landlord to fix it. Now, you want to experience what you think is the thrilling challenge of home improvement.

As a result, you and your wife agreed to buy a real fixer-upper. What could be better than accomplishing your own home improvement projects? You envision yourself pointing to some pristine tiling work and proudly declaring, “I did that!”

[youtube]http://www.youtube.com/watch?v=FpsnwaELjqY[/youtube]

Well, before you get started on any of the many home improvement projects you want to accomplish, you should first consult people who actually know what they’re doing. For example, for that painting project you have in the living room, why not talk to your nephew? After all, he recently completed a College Works Painting internship, and is well on his way to establishing a successful painting career!

Once you’ve consulted the professionals, you can then start thinking about tackling a few projects yourself. However, it’s important that you stick to smaller projects ones that don’t have a high probability of getting injured.

A perfect way to start is actually not inside the home, but outside of it. The yard looks awful, and the gazebo needs to be painted. Start by getting yourself a really good lawnmower and mowing that lawn! You might even want to add some extra color to the lawn too, but adding various flowers and decorative plants.

Then, there’s the gazebo. The white paint is chipping off in clumps, and mold is growing on the side. No need to panic, this is a great job for you, oh Home Improvement Man! Lay a tarp down around the gazebo area. Get some clean rags, and dip them in basic household cleaning solution. Vigorously rub away any signs of mold. That step was pretty easy, right?

Next, take a paint chipper (if you have to idea what that is, just go to your local hardware store and ask for one) and scrape off as much of the flaking paint that you can. By this time, the area around the gazebo probably looks very, very messy. Thank goodness for that tarp! Gently gather the corners of the tarp, drag it over to a trash can, and dump in the bits and pieces of trash. Just think, after all that hard work, you can actually start painting. Who said house projects were time consuming and not much fun?

About the Author: More information on

home improvement

,

house painting

and

College Works Painting

in your area is just a click away.

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WHO’s reaction to H1N1 influenced by drug companies, reports claim

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WHO’s reaction to H1N1 influenced by drug companies, reports claim
Author: Admin Posted under: Uncategorized

Sunday, June 6, 2010

Reports suggest the World Health Organisation’s declaring a swine flu pandemic was an error driven by drug companies, and lead to unjustified fear. A year after the swine flu pandemic was declared, stocks are left unused and governments try to abandon contracts, pharmaceutical companies have profited at least £4.6billion from the sale of vaccines alone.

Reports by the British Medical Journal (BMJ), the Bureau of Investigative Journalism (BIJ) and the Council of Europe claim that The World Health Organisation reaction to H1N1 was influenced by pharmaceutical companies and that key scientists behind advice had financial ties with firms Roche and GlaxoSmithKline (GSK). These conflicts of interest have never been publicly disclosed by WHO, an apparent violation of its own rules.

The World Health Organisation issued H1N1 guidelines in 2004, recommending countries to stockpile millions of doses of antiviral medication. The advice prompted many countries around the world into buying up large stocks of Tamiflu, made by Roche, and Relenza manufactured by GSK.

A joint investigation with the BMJ and the BIJ, found that scientists involved in developing the WHO 2004 guidance had previously been paid by Roche or GSK for lecturing and consultancy work as well as being involved in research for the companies. “The WHO’s credibility has been badly damaged,” BMJ editor Fiona Godlee said in an editorial.

A report by the health committee of the Parliamentary Assembly of the Council of Europe, a 47-member human rights watchdog, found that the WHO’s reaction was influenced by drug companies that make H1N1 antiviral drugs and vaccines. It criticised WHO lack of transparency around the handling of the swine flu pandemic and says the public health guidelines by WHO, EU agencies and national governments led to a “waste of large sums of public money and unjustified scares and fears about the health risks faced by the European public.”

We’re still in the pandemic

A spokesman for WHO said the drug industry did not influence its decisions on swine flu. Margaret Chan, the organisation’s director, had dismissed inquiries into its handling of the A/H1N1 pandemic as “conspiracy theories” earlier this year, she had said: “WHO anticipated close scrutiny of its decisions, but we did not anticipate that we would be accused, by some European politicians, of having declared a fake pandemic on the advice of experts with ties to the pharmaceutical industry and something personal to gain from increased industry profits.”

Yesterday, a 16-member “emergency committee” consisting of advisors from the World Health Organisation said that the H1N1 pandemic is not yet over. The WHO has refused to identify committee members, arguing that they must be shielded from industry pressure, so possible conflicts of interest with drug companies are unknown. The BMJ report also reveals that at least one expert on the “emergency committee” received payment during 2009 from GSK.

In related news, Reuters reported, Pfizer Inc, the world’s biggest drugmaker, is selling its swine vaccine business to Chinese Harbin Pharmaceutical Group for $50 million.

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Science curriculum director resigns from Texas Education Agency

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Science curriculum director resigns from Texas Education Agency
Author: Admin Posted under: Uncategorized

Friday, November 30, 2007

Christine Comer resigned this month as the director of the science curriculum for the Texas Education Agency‘s (TEA) director after more than nine years. Comer said her resignation was due to pressure from officials who claimed she had given the appearance of criticizing the teaching of intelligent design.

According to documents obtained by the Austin American-Statesman, “Comer was put on 30 days paid administrative leave shortly after she forwarded an e-mail in late October announcing a presentation by Barbara Forrest, a critic of the intelligent design/creationist movement. Forrest served as an expert witness at the Kitzmiller v. Dover Area School District trial. At Dover, intelligent design was ruled “a religious view, a mere re-labeling of creationism, and not a scientific theory.” There is widespread scientific support for evolution, while creationism has been described as pseudoscience by the scientific community.

Comer’s resignation comes shortly ahead of the TEA’s State Board of Education (SBOE) reviews of the Texas Essential Knowledge and Skills (TEKS), which determine what should be taught in the classrooms and what textbooks are bought.

The advocacy group Texas Citizens for Science have released a statement saying, in part, “The real reason [Comer] was forced to resign is because the top TEA administrators and some SBOE members wanted her out of the picture before the state science standards—the science TEKS—were reviewed, revised, and rewritten next year. Plans are underway by some SBOE members and TEA administrators to diminish the requirement to teach about evolutionary biology in the Biology TEKS and to require instead that biology instructors ‘Teach the Controversy’ about the ‘weaknesses’ of evolution, that is, teach the Creationist-inspired and -created bogus controversy about evolution that doesn’t exist within legitimate science.”

Professor PZ Myers, biology professor at the University of Minnesota, Morris, wrote that Forrest is “exactly the kind of person boards of education ought to consult before going down the road of attempting to legislate religion into the public schools.”

In reaction to the news Forrest told National Center for Science Education, “In my talk, I simply told the truth — about the history of the ‘intelligent design’ movement, about the complete rejection of its claims by the scientific community, and about the Kitzmiller trial and my involvement in it. Maybe the TEA can’t afford to take a position on what constitutes good science education — maybe it must remain neutral on whether or not to lie to students about evolution — but if so, that’s just sad.”

Agency officials declined to comment, saying it was a personnel issue.

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Wikinews Shorts: November 13, 2008

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Wikinews Shorts: November 13, 2008
Author: Admin Posted under: Uncategorized

A compilation of brief news reports for Thursday, November 13, 2008.

 Contribute to Wikinews by expanding these briefs or add a new one.

People with excess fat around the waist have increased risk of early death Image: FDA/Renée Gordon.

A new study has found that people storing extra fat around their waist have a strongly increased chance of early death, even if their overall weight is average. The study, published in the New England Journal of Medicine today, found that for each addition 5 cm on the waist, the chance of early death is increased by between 13% and 17%.

In the study, 360,000 people from across nine countries in Europe were surveyed.

One of the study’s authors, Professor Elio Riboli of Imperial College London, commented on the findings. “We were surprised to see the waist size having such a powerful effect on people’s health and premature death,” he stated.

Sources

  • “‘Love handles’ raise death risk” — BBC News Online, November 13, 2008
  • Ian Sample. “Waist, not just weight, shows risk of premature death, study says” — The Guardian, November 13, 2008
  • Tobias Pischon et al. “Abstract: General and Abdominal Adiposity and Risk of Death in Europe” — New England Journal of Medicine, November 13, 2008

Oddly shaped fruits and vegetables, such as this aubergine are no longer banned Image: Jason Ruck.

The European Commission, the executive branch of the European Union, has today lifted its ban on unusually shaped fruits and vegetables, in what the EU’s agriculture commissioner has called “a new dawn for the curvy cucumber and the knobbly carrot”.

The regulation has previously been criticized as an example of the EU’s bureaucracy by critics of the organisation.

The products affected by the deregulation are apricots, artichokes, asparagus, aubergines, avocadoes, beans, Brussels sprouts, carrots, cauliflowers, cherries, courgettes, cucumbers, cultivated mushrooms, garlic, hazelnuts in shell, headed cabbage, leeks, melons, onions, peas, plums, ribbed celery, spinach, walnuts in shell, water melons and witloof/chicory.

Sources

  • “EU slices up ‘ugly fruit’ rules” — BBC News Online, November 13, 2008
  • “Europe Relaxes Rules on Sale of Ugly Fruits and Vegetables” — New York Times, November 13, 2008

The vase was purchased for £1 at a car boot sale Image: Mark Murphey.

A vase purchased at a car boot sale for £1 has sold for £32,450, following advice from experts on the BBC‘s Antiques Roadshow television program. The vase was sold in an auction at Christie’s.

The vase was found to be a 1929 work made by the French designer Rene Lalique.

Sources

  • “Car boot sale vase nets £32,450” — BBC News Online, November 13, 2008
  • “£32,449 profit for car boot sale vase by Lalique” — Times Online, November 13, 2008

File:Republican Palace, Baghdad.jpg
Library picture: Blackwater personnel guard US officials Image: James Gordon.

Recent anonymous press briefings by US State Department officials indicated that its arms control division may punish Blackwater Worldwide for improper paperwork.

The Directorate of Defense Trade Controls has the power to fine or agree voluntary penalties with exporters of certain weapons, who do not follow correct procedures. Blackwater Worldwide, a private military company, exported automatic weapons to Iraq that became the subject of a federal investigation first disclosed in 2007.Concern was expressed by the unnamed officials that paperwork errors may make the weapons untraceable, and that some reached Iraq’s black market.

Sources

  • “Blackwater Faces Millions in Fines for Weapons Shipments (radio show transcript)” — Democracy Now!, November 13, 2008
  • Knight Ridder / McClatchy Newspapers. “Blackwater faces Fines over Arms Deal” — Military.com, November 13, 2008
  • Dan Friedman, Congress Daily. “Blackwater could face sanctions for improper arms shipments” — Government Executive, November 7, 2008

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The 5 Electric Cars With The Longest Range

Author: Admin Posted under: Helicopter

Now however, a new generation of electric cars are offering ranges from a single charge that not so long ago would have been unthinkable. Our article outlines the 5 of them that deliver the longest distances!

Imagine a car which has zero emissions, government subsidies of 3,500 off the purchase price, and is tax-free. Oh, and it requires less maintenance, has lower running costs, AND creates nearly no noise.

This car is not a mere fantasy, it exists today in the form of an electric vehicle (EV). But despite all these benefits, electric cars only comprise 1-2% of UK annual car sales – so why aren’t more UK drivers buying EVs?

In a survey by YouGov, the most common concern for 81% of respondents was their range. But the ranges of EVs are improving all the time, meaning many options are available if you require a car which provides significant mileage.

Here, Yellow Car Shop have assessed the longest-range EVs, comparing their top speed, 0-60 mph acceleration time, range, and budget bracket.

  1. ‘The Splash Out’ – The 2021 Tesla Roadster

Top Speed: 250 mph

Range: 620 Miles

0-60 mph in: 1.9 Seconds

Price: 38,000 (Base Series) – 250,000 (Founders Series)

Pros:

Cons:

  1. ‘The Investment’ – The Tesla Model S Long Range

Top Speed: 162 mph

Range: 405 Miles

0-60 mph in: 2.3 Seconds

Price: From 73,990

Pros:

Cons:

  1. ‘The Compromise’ – Volkswagen ID.3

Top Speed: 99 mph

Range: 340 Miles

0-60 mph in: 7.1 Seconds

Price: From 32,000

Pros:

Cons:

  1. ‘The Best Of Both Worlds’ – The Polestar 2

Top Speed: 127 mph

Range: 292 Miles

0-60 mph in: 4.1 Seconds

Price: From 49,900

Pros:

Cons:

  1. ‘The Eco Warrior’ – The Hyundai Kona Electric

Top Speed: 126 mph

Range: 256 Miles

0-60 mph in: 6.4 Seconds

Price: From 17,396

Pros:

Cons:

Sources

,2.2%20ticks%20during%20our%20testing.

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Former Vice President of the United States Al Gore and longtime wife Tipper separating

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Former Vice President of the United States Al Gore and longtime wife Tipper separating
Author: Admin Posted under: Uncategorized

Wednesday, June 2, 2010

Al and Tipper Gore wedding photo

Former US Vice President Al Gore announced earlier today that he would separate from Tipper Gore, his wife of 40 years. The Gores called the decision “mutual.”

In an e-mail to close friends, Al and Tipper Gore said that they would not make additional comments. The message was confirmed by a spokesperson for the Gore family. A family friend said, “There isn’t anyone else. They just want to go their separate ways.”

In the e-mail, Al and Tipper Gore said:

“We are announcing today that after a great deal of thought we have decided to separate. This is very much a mutual and mutually supportive decision that we have made together, following a process of long and careful consideration. We ask for respect for our privacy and that of our family, and we do not intend to comment further.”

The announcement was met with surprise in Washington, D.C. Both were raised around the city, and met at a high school dance. 62-year-old Al Gore was the Vice President of the United States during the Clinton presidency and lost the 2000 US presidential election to George W. Bush. He also received the Nobel Peace Prize for his efforts concerning climate change. 61-year-old Tipper Gore is a professional photographer and co-founded the Parents Music Resource Center. On May 19, the couple observed their 40th wedding anniversary. The Gores have four children.

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